Health Insurance

Q: What is the difference between a premium, deductible, copayment, and coinsurance?

Premium: The amount you pay monthly for your health insurance. Deductible: The amount you pay out-of-pocket for covered services before your insurance starts to pay. Copayment (Copay): A fixed amount you pay for a covered healthcare service after you’ve paid your deductible. Coinsurance: Your share of the costs of a covered service, calculated as a percentage of the allowed amount for the service.

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ABOUT US

Welcome to Ecentral Marketplace, your trusted partner in navigating the complex world of insurance. Our mission is to provide comprehensive and affordable insurance solutions tailored to meet your unique needs. Whether you’re looking for health, life, ACA, Medicare, dental, vision, short-term, or critical illness insurance, we’ve got you covered.

Our Mission

At Ecentral Marketplace, our mission is to simplify the process of finding the right insurance plans for you and your family. We are committed to offering a diverse range of high-quality insurance products that provide peace of mind and financial security.

FREQUENTLY ASKED QUESTIONS

How can I find out if my doctor or medication is covered by my health insurance plan?sergio2024-06-12T10:55:03+00:00

How can I find out if my doctor or medication is covered by my health insurance plan?

You can find out if your doctor or medication is covered by checking your health insurance plan’s provider directory and formulary (list of covered medications). This information is typically available on the insurance company’s website or by contacting their customer service.

What is the difference between a premium, deductible, copayment, and coinsurance?sergio2024-06-12T10:54:25+00:00

What is the difference between a premium, deductible, copayment, and coinsurance?

Premium: The amount you pay monthly for your health insurance.
Deductible: The amount you pay out-of-pocket for covered services before your insurance starts to pay.
Copayment (Copay): A fixed amount you pay for a covered healthcare service after you’ve paid your deductible.
Coinsurance: Your share of the costs of a covered service, calculated as a percentage of the allowed amount for the service.

What types of health insurance plans are available?sergio2024-06-12T11:05:12+00:00

What types of health insurance plans are available?

There are several types of health insurance plans, including Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Exclusive Provider Organizations (EPOs), and Point of Service (POS) plans. Each plan type offers different levels of flexibility, costs, and coverage options.

How can I contact eCentral Market Place Insurance Company?sergio2024-06-12T11:30:49+00:00

How can I contact eCentral Market Place Insurance Company?

You can reach us via phone, email, or visit our office during business hours. Our contact information is available on our website’s contact page for your convenience.

TESTIMONIALS

     Excellent  
     Based on 3 reviews 
    
 
 
   
 
 
        
   Thea Gordon 
 11 June 2024
 
 
  I just want to say if you're looking for someone to help navigate your way through the daunting task of buying insurance, look no further. My Agent Natalie answered all of my questions and worked with me every step of the way. The stress of dealing with insurance is a thing of the past. I'm more than confident that I'm in the most capable hands. Thank you, Natalie, for all your help.
  
 
       
   Nicholas Bruna 
 10 June 2024
 
 
  Excellent service very informative. I highly recommend Ecentral Marketplace to anyone who's looking for assistance with their insurance coverage!
  
 
       
   Mario Antenor 
 10 June 2024
 
 
  My agent was professional and caring. She answered all my questions. Made me feel comfortable and provided me with coverage that best fits me. Highly recommend.